
About the show
Welcome to the The Savvy Wallet Podcast, where I talk to the brightest minds in personal finance, business, health and more.
Episodes released every Monday at 8am GMT on Spotify, Apple Podcasts, Youtube and wherever you listen to your podcasts.
Subscribe to be reminded whenever a new episode is released!
Follow us on our social media accounts: Instagram – https://www.instagram.com/savvywallet
TikTok – https://www.tiktok.com/@savvywallet
Youtube – https://www.youtube.com/savvywallet
To support the production of this podcast, you can make a donation here: https://app.redcircle.com/shows/38c8ff58-54cb-452b-aa21-25c24e06d375/donations

Welcome to the The Savvy Wallet Podcast, where I talk to the brightest minds in personal finance, business, health and more. Episodes released every Monday at 8am GMT on Spotify, Apple Podcasts, Youtube and wherever you listen to your podcasts. Subscribe to be reminded whenever a new episode is released!
Follow us on our social media accounts:
Instagram – https://www.instagram.com/savvywallet
TikTok – https://www.tiktok.com/@savvywallet
Youtube – https://www.youtube.com/savvywallet
In this episode, Ato speaks with Rachel Harris an accountant and founder of a £2 million accountancy firm supporting over 700 UK businesses. She’s known for making complex tax rules simple and for giving honest insight into how HMRC really works.
Through her firm and online platform, she helps business owners navigate UK tax with confidence, structure smarter, and build long-term wealth.
In this episode we discuss:
– Red flags that trigger an investigation with HMRC
– Biggest tax mistakes people make
– What financial data HMRC can access
– Smartest director salaries for 2026/27
– Rachel’s top 4 tax tips
– What is making tax digital and much more
đź”— Connect with Rachel
Instagram: https://www.instagram.com/accountant_she/
Linkedin: https://www.linkedin.com/in/rachel-harris-a3192372/
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đź“© Sign up to my mailing list to be the first to know about upcoming events:
https://eepurl.com/hJEcLL
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🤝 Sponsors
21Shares
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Tide
Get ÂŁ50 cashback when you open a FREE business account with Tide and spend ÂŁ100. Make sure to use code “SAVVYMTD” during sign-up.
If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place.
Sign up here: https://www.tide.co/offers/savvymtd/
Terms & Conditions apply.
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🤝 Partners
📚Coursera – Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
https://imp.i384100.net/savvywallet
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
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