The Savvy Wallet with Ato Jay

In this episode, Ato speaks with Julianah a property investor & developer with over 10 years experience in the property industry and has a property portfolio worth £2.1 million.

In this episode we discuss:
– How Julianah scaled her property portfolio to 11 properties
– How to build wealth with property
– The pro’s and con’s of the BRRR strategy
– The opportunity to invest in property in UAE
– Whether buy to let is still a viable property strategy
– How beginners can start investing in property and much more

Connect with Julianah:
Instagram: https://www.instagram.com/propertybyjewels

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Timestamps
0:00 – Preview
0:51 – Intro
1:27 – Meet Juliana: Property Investor With 11 Homes
2:18 – Growing Up in Brixton & Financial Struggles
8:20 – First Property: Sacrifices & Lessons
10:15 – Financial Breakdown of the First Property Deal
13:41 – Why She Invests Outside London
15:24 – Scaling to 11 Properties
18:19 – Tide Ad
19:33 – Investing in Property in Yorkshire
21:45 – How to Find the Best Areas for Property Investment
24:01 – The Key Property Strategies That Led to 11 Properties
27:11 – Investing in Uninhabitable Properties
30:29 – Property Challenges & Lessons Learned
32:10 – Her Biggest Financial Deal
41:51 – The BRRR Strategy Explained
43:15 – How to Evaluate a Property Deal Like a Pro
44:14 – Avoiding Costly Mistakes: Expert Advice You Need to Hear
46:58 – The Risks You Don’t See in Property Investments
50:00 – The Reality Behind Property Wealth
51:27 – The Dangers of Buying at Auction: What to Watch For
52:24 – Birmingham Black Business Show Ad

53:28 – How to make a BRRR deal successful
55:37 – Unlocking Hidden Property Deals Through Agent Relationships
1:01:32 – Beginner Strategies: Rent-to-Rent & Sourcing
01:05:22 – Is buy to let a viable property strategy in 2025?
1:07:14 – Investing in the UAE: Her Next Step
01:12:57 – Starting in Property Investment for beginners
1:17:41 – Lessons From 11 Years of Investing
1:21:16 – Patience & Long-Term Thinking in Property
1:28:24 – The Truth About Hard Work & Success
1:29:24 – Final words

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